Quick, Easy and Flexible
Personalized Healthcare Cost Guidance for Families & Small Businesses
We help individuals and business owners explore modern healthcare cost-sharing alternatives through a private consultation — focused on clarity, savings, and fit.
our process
Connect with Us
To start the process apply by filling out simple business information so we can learn a little more about you and your business.
Discuss Your Goals
We will book a call with you to talk specifically about your business goals and and your employee health needs.
Activate Your Savings
Once we’ve identified the right fit, we’ll guide you through the next steps to activate your healthcare solution. Everything is handled clearly and transparently, so you know exactly what to expect before moving forward.
Independent, One-on-One Guidance
We offer private consultations to help you understand healthcare cost-sharing models, how they differ from traditional plans, and whether they may align with your needs and budget.
Review of your current situation
Explanation of alternative cost structures
Pros, cons, and common misconceptions
Clear next steps if appropriate
Lower Monthly Costs
Freedom to Choose Providers
Simple & Transparent Structure
Personalized Guidance & Support
WHO IT’S FOR
Good fit if you:
Are self-employed or a small business owner
Are frustrated with rising healthcare costs
Want education before making a decision
Not a fit if you:
Only want traditional insurance
Are not ready to explore alternatives
We Can Help You!
Healthcare Costs Are Rising — Options Are More Confusing Than Ever
High monthly premiums
Limited provider networks
Confusing plan structures
Little personal guidance
Many people don’t realize there are alternative models worth exploring.
Monday - Friday, 9:00 am - 7:00 pm Eastern Standard Time
© Copyright 2026. Torres Business Solutions All rights reserved.
Torres Business Solutions is not insurance and does not provide or guarantee payment of medical expenses. Torres Business Solutions provides guidance and matching services only and is not acting as a representative, agent, or correspondent for any healthcare cost-sharing program or provider. Torres Business Solutionsdoes not endorse any particular program, provider, or plan.
You are under no obligation to use Torres Business Solutions's services to enroll in any program. Participation is voluntary, and availability may vary by state or program eligibility states.